The market still recognizes the logic of TVL, and the early bird earns in the warm spring waters.

"The trading sector is still generous, casually throwing around 30,000 or 50,000 USDT. The possibility of mining arbitrage might be a bit better, but those who are meticulously calculating every penny are just being stingy..."

The stablecoin subsidy for the full-scale war has arrived. Circle's growth last quarter was not ideal, and this time they are investing heavily to expand into the Binance market. The limit for Binance's flexible savings is 100,000 USDT, with an interest rate of 10% + flexible interest, similar to what Coinbase offered at that time.

The last round of DeFi summer was fueled by various protocol token rewards, which was actually very unhealthy. It's better not to go back to that kind of summer. The current DeFi is healthier, with sources of income coming from U.S. Treasury bonds, funding fees, lending interest, POS interest, and so on, making it more stable.

"I have $150,000 now, which coin has the highest probability of making me a millionaire?" "Renminbi."

Morpho's circular lending battlefield, aimed at advanced DeFi users, is now being expertly utilized by Aave, which has a deep liquidity pool on this side.

Liquidity is becoming more abundant year by year, while making money is becoming harder year by year.

Over the past six months, liquidity has been continuously flowing back from L2s to the ETH main chain.

After the stablecoin bill is passed, the crypto payment sector will benefit greatly. In the future, if various settlement merchants add stablecoin payments under Visa and Mastercard, it will be much simpler to just click and pop up a QR code, which can be scanned using wallets like Base. (The Base app can generate a wallet by scanning your face directly.)

Follow the mindset of the wealthy; while you may not learn their ways of making money, you can certainly learn their ways of saving money. Of course, saying that you can't learn how to make money is a modest statement; you can still learn a thing or two.