Imagine watching your dad break his back working his entire life to pay off his house. Cutting the grass every week, painting the exterior and cleaning the gutters. He dies at 75 happy and content that the house he cared for and paid for will go to his son. Maybe his son will raise a family in it? *government* - 30% of that is owed to us your choice is sell it or get another mortgage and pay it off AGAIN yourself. *but dad already paid it off?* A heartbreakingly evil way to tax people.