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Student loans are a wild thing. Companies are giving random people credit who have no credit history, with no collateral. No IQ check. No cosigner. And the borrower is allowed to spend the money on 19th century interpretive cat dancing if they want. Almost nobody should go to college.
8.8. klo 10.14
American just called to check on her student loans
She was told she is accumulating $30 of interest a day, that’s $900 per month just in interest
At $30 a day interest and her current payment the balance will ever only go up. This is criminal
“So I could pay a thousand dollars a month and only 10% of that is going to my principal. And there is no option for me, according to her, to pay like each payment part of the principal, part of the interest.
No, it all goes towards interest until you have no interest left, which will basically never happen. As I'm occurring. $30 a day, it doesn't take a day off”
It’s not that Americans aren’t paying their student loans, it’s that they can literally NEVER pay them off with these predatory loan traps
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