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After 2 months of waiting and 2 hours of calls with @Chase I was told I have a "grey history" and my application was rejected.
They requested all kinds of KYC, unencrypted.
Good bye banking. Hello stablebanking.

11.7.2025
I just onboarded to a TradFi bank and holy shit
No hardware 2FA
Dinosaur 2FA app
Password must be 8 characters
1 hour live onboarding call
0% APY checking account
No identifiable error codes
$40 per international wire
3.8% yield requires a 5 month lockup + 100 monthly fee
STABLECOINS
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