Fresh batch of updates have landed: CDP Changelog - 8/6/25 → Embedded Wallets (Beta): Wallets without seed phrases or passkey management, with onramps, swaps, and 4.1% USDC rewards. → Server Wallets: Now supports @solana sends + smart accounts on more EVM chains like: @ethereum, @base, @arbitrum, @Optimism, @zora, @Polygon, @BNBCHAIN, and @avax. → EVM Send API: Expanded support to @arbitrum, @Polygon, @Optimism, and @avax in addition to @base and @ethereum mainnet. → Security Suite - Policy Engine: New demos show USDC limits, scam blocking with wallet lists, and multi-rule transaction flows. → Onramp API: Apple Pay integration guide is now live in our docs. → Onramp/Offramp: As of 7/31/25, all URLs must use the sessionToken parameter to maintain API access.

Restrictions are top of mind for us. See our latest update and @brian_armstrong’s response from last week’s Q&A (video below). Progress so far: - ~90% drop in low-quality restrictions (cases without self-serve resolution or failing our quality guardrails) - Much more efficient product flows now help the small % of users who do get restricted get unrestricted faster - Time to resolve 80% of user restrictions is down 94% since March - Customer satisfaction (CSAT) when restricted is up +20% YTD and at an all-time high — though we’re starting from a low baseline and know there’s still more to do - Progress will only accelerate, with several bigger initiatives yet to fully ramp. More updates coming soon. Please keep tagging me with any issues or feedback — we’re committed to making this better.

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It’s time to take the air out of shrinkflation. We're back with another real conversation. This is Human Nature: Episode 2.

The Bank Secrecy Act was built entirely for a paper-based world. But money is now a creature of the internet and we need our laws to respect that. A prime example: we should look to Zero-Knowledge Proofs to eliminate the data dragnet that the BSA forces on every consumer. 1/3