Stablecoins are powering a new era of global payments, but they still lack one critical piece: Credit. That’s where PayFi comes in. We break it down simply: → What PayFi actually is → Why stablecoin-native businesses need it → And how it unlocks the next phase of on-chain finance 📖 Read it here 👇 $CPOOL

We're very excited to announce our new yb liquid token. Core differentiators: 1) Payfi pools obtain yield by transaction fee accruals - so yields are generally stable and uncorrelated to traditional and crypto credit markets. 2) Liquid / relatively fast redemptions compared with other RWA opportunities - this allows for some fun defi integrations. 3) Institutional underwriting and risk management - we're working with third parties to ensure that these opportunities are structured and priced sensibly. DM if you have any questions, we're full steam ahead with meeting fintechs and defi platforms alike! $CPOOL

What makes cpUSD a pristine yield-bearing asset: - Double digit APYs - High liquidity for redemption Simple as that. cpUSD's yield comes from the high interest paid on short-term working capital loans servicing stablecoin payment financing. These loans are able to command a high interest because they provide instant access to liquidity for firms to tap on. Furthermore, the short duration of the loans (fast repayments) make cpUSD's backing highly liquid, on top of a stablecoin buffer held in the vault.

A permissionless, yield-bearing asset, cpUSD is backed by Clearpool’s PayFi Credit Vaults. cpUSD is minted into an ERC-4626 smart vault, with capital allocated across two core strategies: • 75% → PayFi Credit Port Vaults: - These pools finance short-term, receivables-backed credit to institutional lenders serving real-world fintechs, such as remittance platforms and card processors. • 25% → Liquid Yield-bearing Stablecoins (e.g. cUSDX, sUSDe) - This buffer enhances liquidity and ensures cpUSD can support fast Redemptions. Learn more here 👇 $CPOOL

Clearpool Evolution: Payment Financing for the Stablecoin Economy

Clearpool CEO & Co-founder @JKronbichler recently appeared on @CNBC, unpacking how blockchain, stablecoins, and tokenization are streamlining global markets. 🔑 Key takeaway: With instant cross-border settlement and asset transfers, tokenized money and programmable finance are set to challenge legacy systems and intermediaries. Major players like @PayPal, @Stripe, @RobinhoodApp, and @BlackRock are already making strategic moves, signaling a major shift to adoption. Watch the full conversation 👇 $CPOOL

Stablecoins move money fast. PayFi makes sure there’s always liquidity behind it. cpUSD + Credit Pools launching soon. $CPOOL

Stablecoins surpassing Visa and Mastercard in volume is a massive milestone, but we’re still very very early. Most cross-border payments still move through legacy rails like SWIFT. $1 quadrillion+ runs through systems that are slow, expensive, and painful to use. Anyone who’s ever wired money overseas knows exactly what that feels like. Stablecoins fix the speed, but speed alone is frankly not enough. To make real-time payments work at scale, fintechs need liquidity - and they need it in stablecoins. That’s where PayFi comes in: Short-term, stablecoin-native credit that powers card payments, remittances, and cross-border flows without waiting on fiat to clear. At @ClearpoolFin, we’re building the credit rails to support this shift. Because stablecoins aren’t just a better way to pay, they’re becoming the operating system for money. $CPOOL

🌊 Weekly Waves 🏄‍♂️ Surfing the highlights of the week from our ecosystem! 1️⃣ Clearpool is entering the #PayFi arena 📣 Payment Financing (PayFi) is a rapidly growing credit vertical powering global stablecoin payments. Clearpool is stepping in to power that credit with PayFi Credit Pools and cpUSD. 2️⃣ Featured in @CoinDesk 📰 @CoinDesk featured our latest evolution, highlighting how Clearpool’s new #PayFi Credit Pools and the yield-bearing asset, cpUSD, are designed for fintechs processing cross-border payments and bridging fiat settlement gaps. 3️⃣ Jakob shares his expertise on stablecoins with @DecryptMedia 🇭🇰 As Hong Kong prepares for the rollout of its stablecoin law, Clearpool's CEO, @JKronbichler, was invited by Decrypt to share his thoughts. 4️⃣ @RTHK_HK's The Close hosted Jakob 🗣️ @JKronbichler joined RTHK’s The Close to discuss how traditional financial institutions are using tokenized RWAs and how it's shaping Hong Kong. 5️⃣ Global interest in #stablecoins is accelerating 🔎 Google search volume hit a new all-time high as demand for faster, on-chain financial rails goes parabolic. Stay tuned for another busy week as we continue shaping the future of finance! $CPOOL

Today @ClearpoolFin is stepping into the PayFi arena, driving the trillion-dollar payments industry. While stablecoins settle instantly, fiat doesn’t. What most people miss is that fintechs often have to front liquidity to absorb this cash gap. Clearpool is solving that with real credit infrastructure powering the stablecoin economy 👇 $CPOOL