66% of Bitcoin hasn’t moved in over a year. Most people just sit and hold Bitcoin, leaving it as unproductive capital. But what if you could finally put your Bitcoin to work and earn up to 21% yield while still keeping ownership? That’s exactly where @yalaorg comes in. Let’s dive in 👇

1/ What is Yala? Yala is a Bitcoin-native liquidity protocol that lets you earn real-world yield on your Bitcoin without giving up ownership. It unlocks a path for BTC holders to finally put their capital to work, solving one of Bitcoin’s biggest barrier: sitting idle. Yala’s mission is to make Bitcoin productive without sacrificing custody, and securely bridging to DeFi + RWA yields.

2/ How Yala Yield Works Yala's process is straightforward. You connect your BTC and destination chain wallets → deposit BTC → receive YBTC in return. YBTC acts like wrapped Bitcoin and is used to mint Yala’s native stablecoin, $YU. With $YU, you can earn yield by: • Staking in stability pools • Farming by adding liquidity • Using different strategies in the DeFi marketplace The gist is your BTC is collateralized to mint their stablecoin $YU, which you use to earn yield across DeFi and RWA opportunities. Plus, every onchain action earns you “Berries,” making you eligible for future airdrops.

3/ $YU's Track Record $YU is an overcollateralized stablecoin backed by BTC in Yala’s MetaVault. It uses a strict CDP (collateralized debt position) model, so every $YU is only minted when users lock BTC as collateral. This ensures borrowing is within safety limits at all times. So far, ~$120M in $YU has been minted while Yala’s TVL is at ~$210M (95%+ in BTC deposits).

4/ RWA Integrations Yala doesn’t only rely on DeFi yields. They integrate real world assets (RWAs) to generate sustainable and stable APYs even during slow DeFi periods. Phase 1 focuses on tokenized low-risk assets like T-Bills and government bonds for stable yields (better for passive players) Phase 2 look at advanced TradFi strategies like market-neutral funds and tokenized credit for diversified yield (more advanced method requiring more focus on risk management) With partners like @centrifuge, Yala gains compliant and transparent access to RWAs, helping BTC holders earn real yield even during slow DeFi periods.

5/ Yay-agent If you don't have time to look for the best yield strategies, Yay-agent will do it for you. Yay-Agent is an AI-powered $YU farming strategist, helping you earn more yield without any hassle. Built on Coinbase’s AgentKit + Deepseek, it scans onchain data, finds the best yield opportunities for $YU, and offers: • Strategy optimization (AI) • Real-time risk alerts (impermanent loss, liquidation, protocol risks) • One-click asset management across chains Pretty convenient that your BTC works for you while you can focus on other things.